frequently asked questions
Your Questions,
Our Answers
Discover answers to key financial questions and take the next step towards your financial goals by booking an appointment with our industry experts.
For residential home loans, no, we do not charge a fee as we are remunerated by the lenders. For a commercial or business loan, we may charge a brokerage fee depending on the transaction, however, this is discussed and agreed upfront.
For residential home loans, we receive commission from the lender after settlement, which is disclosed in our compliance documentation prior to lodging an application.
The reason we are paid a fee is because the work we do to assess, arrange, administrate, and manage a home loan is work that would otherwise be completed internally by the lender’s staff. The fee we receive for a residential home loan has no bearing whatsoever on the borrower’s negotiated rate.
For commercial or business loans, our fee is agreed and disclosed prior to settlement, and is generally comes out of the loan proceeds.
Speak with one of our expert brokers today! Our experienced team will guide you through each step of the process to deliver the simplest and most competitive loan solution for your situation.
While we are based in Sydney’s Eastern Suburbs, we are proud to offer our services Australia-wide, as well as for expats and foreign residents looking to purchase or refinance property in Australia.
In some cases, we can secure approval in a matter of hours. Most lenders, however, have assessment timeframes of a few days, and for some lenders, it can take up for a few weeks. Please contact us so that we can review your situation and give you an accurate approval timeframe.
We work with the full spectrum of lenders, from major banks, through to second and third tier lenders, as well as private funders and credit syndicates.
Yes! At Azura Financial, we think outside the box to find a the most competitive product to meet every client’s objectives and funding requirements.