PRIVATE AND NON-BANK LOANS

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How much do you want to borrow?

Is it for?

What is the expected purchase price?

How much do you want to borrow?

Preferred loan term?

What is the primary purpose of the loan?

Do you want to?

What is the expected purchase price?

How much of a deposit do you want to contribute?

What loan balance are you looking to refinance?

What is the expected purchase price?

How much of a deposit do you want to contribute?

What loan balance are you looking to refinance?

Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.

What is a Non-Bank Lender?

A non-bank lender is an institution that offers lending but doesn’t take deposits. Non-bank lenders typically serve borrowers who can’t qualify for finance through mainstream banks. This can include people who are self-employed, have recently migrated to Australia, have chequered credit histories, have small deposits or have complex scenarios. Azura Financial partner with some excellent non-bank lenders who offer flexible credit assessments, fast turnaround times and personalised customer service.
Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.

What is a Non-Bank Lender?

Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.

WHO IS AZURA FINANCIAL

Our Highest Priority Is Your Financial Well-Being

At Azura Financial, our award winning team’s number one objective is to empower our clients to strategically navigate the lending landscape and achieve their goals.

What is a Private Lender?

A private lender is an individual or entity – such as a sophisticated investor, family office or fund manager – that provides loans but isn’t a bank. The big advantage of using a private lender to buy residential or commercial property is that the financier is likely to be much more flexible than a mainstream bank, and therefore more willing to support non- standard borrowers and approve non-standard scenarios. In return, private lenders generally charge higher interest rates.

Why Private Loans and Non-Bank Loans Can be Such a Great Solution

Securing finance through a non-bank or private lender can be a good option for borrowers who can’t get a loan through a mainstream bank. While alternative lenders generally charge higher interest rates, Azura Financial can help you refinance to a lower-rate loan with a mainstream bank once your circumstances have changed and you meet mainstream lending policy.

What is a Private Lender?

A private lender is an individual or entity – such as a sophisticated investor, family office or fund manager – that provides loans but isn’t a bank. The big advantage of using a private lender to buy residential or commercial property is that the financier is likely to be much more flexible than a mainstream bank, and therefore more willing to support non- standard borrowers and approve non-standard scenarios. In return, private lenders generally charge higher interest rates.

Why Private Loans and Non-Bank Loans Can be Such a Great Solution

Securing finance through a non-bank or private lender can be a good option for borrowers who can’t get a loan through a mainstream bank. While alternative lenders generally charge higher interest rates, Azura Financial can help you refinance to a lower-rate loan with a mainstream bank once your circumstances have changed and you meet mainstream lending policy.

Hear from our clients

Rated 5 Stars with 400+ Reviews

"The team at Azura Financial made the process of obtaining a home loan as stress free and easy as possible. Everything was put into simple terms and easy for us to understand. Their knowledge of the market is second to none! Would highly recommend to anyone looking for a home loan."
Benjamin Cauchi

October 2023

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Your Partner in Finance

Josephina Rebeiro
Josephina Rebeiro
2023-12-19
Best mortgage broker - extremely helpful always and always going to the extra mile to help
Ciaron Fitz-Gerald
Ciaron Fitz-Gerald
2023-12-18
The team over at Azura Financial went above and beyond to make sure I was able to find a competitive mortgage. A massive thank you to Tom and especially Riwaz for doing an outstanding job, I highly recommend them for all your broker needs. Could not speak highly enough of them.
cara lee
cara lee
2023-12-13
We couldn't recommend Felix & the team any more & in fact, have referred him to so many family & friends already. The knowledge, support, guidance & speed at which Felix helped us was nothing short of phenomenonal - we knew we were in good hands with a trusted professional who understood our needs & also understood the industry. Felix countlessly went above & beyond - keeping in touch & keeping us updated outside of work hours, weekends & even while he was on leave! Thank you, we won't be using anyone else. Absolutely five stars, more if we could! Cara & Allan.
Steph G
Steph G
2023-12-12
Corey was recommended to us by a good friend. His guidance and service was outstanding.
Will Mowbray
Will Mowbray
2023-12-10
We have now purchased two properties with Harry and the team and cannot recommend them higher. Azura constantly go above and beyond to ensure our needs are met and the deal is done quickly and perfectly every time. If there were 6 stars, I would be giving Azura Financial them all. Thanks again!
Farzana Ahmad
Farzana Ahmad
2023-12-08
Chris was highly proactive and I appreciated his efforts in getting me a better rate and much higher valuation. It was great to have a broker who cared about getting the best results.
Serrah katz
Serrah katz
2023-12-06
Max is a superstar! He helped my husband and I refinance and was super responsive and worked really hard to get it done for us promptly.
DS Dave
DS Dave
2023-12-04
Tom Hawley and his team are super efficient and get it done with minimum fuss and with only the paperwork and leg work on your part that is absolutely required. I’ve used them for my finance needs for many years now. Number 1
JJ
JJ
2023-12-04
Nick is a great broker who is clear and concise in his communication and recommendations. I would recommend him to anyone looking to get a loan or refinance.

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